Need an appraisal in Wappingers Falls or Dutchess County?

Here are the top seven reasons why New York homeowners order from DMP Appraisals:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a property tax assessment in New York
To reduce your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of New York, when real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate in Dutchess county or New York


	Own a home in or near Wappingers Falls, New York and need help determining the price of it? Contact DMP Appraisals.

We at DMP Appraisals understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other homes nearby. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from DMP Appraisals is your #1 weapon when contesting your property tax assessment.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. DMP Appraisals is qualified in helping customers just like you remove unwanted PMI insurance.

Recently got a freeze to your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. DMP Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? DMP Appraisals can help you with that. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.